Sharia Certificates
Caiz adheres to strict Shariah compliance through external certification and ethical financial principles.
Caiz: Shariah Compliance in Every Aspect
Our independent Sharia Supervisory Committee has reviewed and fully approved each of our products and services.
Why Do We Need an Islamic-Compliant Financial Ecosystem?
Islam provides comprehensive guidance on how Muslims should ethically manage their financial affairs.
An Islamic-compliant financial ecosystem empowers millions globally with ethical financial solutions, unlocking financial freedom and creating fairness on a global scale.
Ethical Investing and Inclusion
We ensure socially responsible financial practices suitable for anyone who values honesty, transparency, and long-term sustainability in finance.
Fairness and Equity
We strictly adhere to the prohibition of interest (riba) in accordance with Shariah law. Our financial dealings are based on profit-and-loss sharing models, fostering fairness and shared success.
Asset-Backed Financing
All Caiz financial transactions are backed by real assets. This reduces risk, increases transparency, and aligns with the core principles of Shariah finance.
Rigorous Ethical Screenings
We avoid involvement in industries that are not compliant with Islamic ethical values. All investments undergo strict screenings to exclude:
- Alcohol
- Tobacco
- Gambling
- Firearms
- Adult Entertainment
- Impure Food Stock
- Usurious Institutions
- Excessive Debt
Guided by Faith
Each of our products is supported by a fatwa from respected Islamic scholars. These documents verify our Shariah compliance and help users make informed, ethical financial decisions.
Shariah Fatwa Publications
| Fatwa No. | Description | Status |
|---|---|---|
| Fatwa 1 | Core Financial Infrastructure | Publishing soon |
| Fatwa 2 | Token and Chain Compliance | Publishing soon |
| Fatwa 3 | Ecosystem & Service Audits | Publishing soon |
Our Certification Partner: IIBB
Caiz partners with the International Islamic Blockchain Beratung e.V. (IIBB), an independent and highly respected institution for Shariah certification and auditing.
IIBB conducts periodic reviews of all Caiz products and services to ensure they meet the highest standards of Islamic finance ethics. Their role is crucial in validating our claims and helping us uphold our principles with integrity and global recognition.
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